Posted by I don't know what this refers to
Sadly I recently found two VISA gift cards given by dear friends. Unfortunately the $100 cards were nearly zero due to inactivity fees. When I called to inquire about California law vs the amount deducted, I was told it was a "Federal Card" not CA. The agent could not explain what a federal card was since it was bought and loaded in CA. Very frustrating to lose the gift money, but to have a VISA agent not be able to explain why CA law did not apply is frustrating and irresponsible of VISA. I just received the new Costco VISA card I will not support.