Posted by W colon
Aware we were almost done with the car payment we placed a call to ask for the pay-off amount to ensure we were sending the right amount.
Last payment of $406.95 was made on 02/11/2022 (monthly payment was $380).
As with other accounts we were waiting for the car title but never received so on 03/14/2022 another call was placed to ask them about the title. Customer service checked my account and after a few minutes I was told everything was in order that if I want the car title I need to request it at my county or local DMV.
Recently I was notified that there was a event to my credit report which affected my credit score; when I checked my credit report I noticed the loan in question (PNC Bank/BBVA) is sending them a report as I owe them money. Like I owe them for March payment and this event is affecting my credit score negatively. I was never late to payments and I did my due diligence to call and ask for a pay-off amount.
Wanting to clarify this situation I called again 04/15/22. On this day, I got transferred on multiple occasions and after a little over 2 hours I was told that it shows I owe money but that someone will call me to clarify the situation with me. Also my contract that i sign on 1/21/2016 stated that my monthly payment is $370.07 but them pnc change to $380.00 without explanation. If someone show up and repocess my car for this I will contact an attorney, I still waiting for my tittle. I contact them numerous of time with no resolution
This situation is not the best for customer satisfaction. I file a complaint with the BBB and Lori Middendorf call me. She was rude, incompetent and arrogant. I can not believe they way she talk to me. I have never pay late any not my account but they still ruin my credit. Amaze me that a loyal customer like me was so disrespected.